Monday, June 15, 2015

2015 Free or Cheap Summer Fun

With your Penny Saver home for the summer, we know that it can be difficult to find affordable ways to spend time with your family outside of the confines of your home. Here are some free or inexpensive ideas to do with your Penny Savers!


Visit the fire station. Kids love visiting the fire station, where fire fighters would let them sit in their big fire engines and load them up with stickers, coloring books and more.

Visit a pet store. Think of it as a mini petting zoo. Just warn the kids before you go that you won't be bringing home a pet (unless you actually want to). You also could take the kids to the humane society, which might need volunteers to walk the dogs.

Take a trip to the dollar store. Take your Penny Saver to the dollar store for a little math lesson. You can tell them how much they could spend, and they had to find items that didn't exceed that amount.

Public Library - Most libraries are free and open to the public with a membership card. Take your Penny Saver for a tour of your public library, have them pick out books of their choice, let them check the books out, and read with them at the library and at home! Take a look at the list of books about Money that might be available at your library! While enjoying reading, learn how you can earn a free book from Barnes and Noble!

Bowling - Kids Bowl Free Program offers 2 free games for Penny Savers who register with the bowling program. The participating Bowling Alleys in the Pensacola area are Cordova Lanes and De Luna Lanes. Find out more!

Home Depot & Lowes Workshops -  Take your Penny Saver to a Home Depot or Lowes store for a kid's workshop event and have fun with a hands-on building activity for free!

Naval Aviation Museum & The Blue Angels - Pensacola is home to one of the most incredible museums in our nation and home to the world-famous Blue Angels. Check out the free Naval Aviation Museum and pick a date to meet the Blues.

Camp in Your Backyard - Don’t underestimate the amount of fun camping in the backyard can be! Just grab some sleeping bags, tent, pillows, and a flashlight to create an ultimate summer night activity. You can even have a cook out around a grill or fire. Spending family time outside will make the night feel special. The Great American Backyard Campout is taking place on Saturday, June 28th. The National Wildlife Federation's Board of Directors and other friends have offered to donate $2 in support of NWF's wildlife conservation work for every person that participates in this year’s Campout— up to $400,000! Pledge to participate in this year's Great American Backyard Campout and help make an important difference for America's wildlife!

Monday, May 11, 2015

Money Spent is Money Gone

Teaching your Penny Saver that spending means giving it up!

Young children often have trouble understanding that you can spend money only once. For example, after buying and eating candy, they might expect to be able to buy and eat more right away. Or, if they change their minds about a purchase, they might expect to be able to get a second choice without needing more money.

It helps to show young children that spending money means giving it up. A dollar store or the dollar aisle at a thrift store is a good place to teach this.

A One-Dollar Treat

Materials Needed:
- One dollar

Step 1: Explain what you will be doing together (read through the entire activity before you begin).

Plan a special shopping trip. Explain that you will give your child one dollar to spend at the store.

Step 2: Explain the shopping rules. Set the rules for this activity before you leave the house. Make sure your child knows the rules by repeating a few of the most important ones. 

- You will give your child money to make one purchase.
- Your child will not be able to make a second purchase today.
- Your child can (or cannot) buy certain items (such as candy).
- You might (or might not) give your child money to buy a treat in the future.
- This is a special treat for your child. Explain that there will not be a special treat every trip to the store.

Step 3: Help your child buy the item. If your child has followed all of your shopping rules, help with the one-dollar purchase. Try not to rush your child. You can help your child choose by asking questions. Examples for choosing an item:

- Which item will be the most fun?
- Which item will last the longest?
- Which item can you enjoy with a friend?

Ideas to Talk About:

- Buying something means giving up money for an item. Money you spend is gone for good.
- Buying something means making a choice because you cannot buy everything you want.
- Shoppers in a store must choose carefully to avoid being disappointed with what they buy.


Don't take away the one-dollar treat as a consequence of misbehaving. If your child misbehaves while shopping, use a different than the activity, such as the loss of TV time or dessert.

Increase the amount of money an older child can spend on the special treat.

Allow the child to purchase items for family or friends.

Content is provided by our friends at Thrive by Five. Find out more "What your preschooler should know about money" activities at





Wednesday, March 25, 2015

National Credit Union Youth Month!

Wild About Saving Event

Take a walk on the wild side as Pen Air celebrates National Credit Union Youth Month™. 

Our Wild About Saving event encourages youth to use resources available at their credit union to help them cut their way through the jungle of financial responsibility. 

Join us for a fun Saving Safari with activities, branch tour, and more!


RSVP Today!